The AA credit rating certificate is issued by Krediidiregister, which belongs to multinational corporation Aktiva Finance Group. Only a few companies operating in Estonia meet the high requirements set for the Financial Excellence certificate. Having the certificate reflects both the financial stability of the company and outstanding reliability.

A company awarded the Financial Excellence certificate has a high credit rating based on financial data. Economic indicators are strong, there are no debts and the company’s annual reports and tax returns are submitted on time. The backgrounds of individuals associated with the company are in good standing.

The Financial Excellence certificate is based on the company’s rating, which assesses the probability of insolvency over the next 12 months, and certain trust indicators are also taken into account to highlight the best of the best. Not all companies with an A-group rating qualify for the Financial Excellence certificate.